This post is interesting, because it raises a key question - what sort of lifestyle do we expect the state pension to support?
I'm going to argue that it's only a very basic needs one, and that private pension provision should be in place for anything greater.
That's not based on my own politics, it's based on the position that the UK is a capitalist, neo-liberal society (not a socialist one - NHS aside) and has been for over 40 years.
We have a generation of pensioners that grew up in their working lived surrounded by wealth (whether their own or in society in general) and now expect more in retirement, but some of them didn't make private wealth provision (pension, property, other investments etc) but still want the good life.
Unfortunately they can't have their cake and eat it.
It's a interesting phycology the state pension - the pensioner generation before would have been in the war, or at least experienced rationing and the messaging from their parents; so they're retirement expectations are very very different.
The real issue is the sudden increase in not a only longer life span, but the fitness of people in their 60s and 70s meaning that they are still able to live an active lifestyle.
Much like the younger generations have been sold a pup with degree level education being the best route to their dreams, many in their sixties that are retiring are discovering that the "grey gap year" and that their twilight years won't be carefree days of tennis, golf, or sipping wine with their gourmet food on a cruise liner.
I know several people who retired just after covid because they couldn't face going back to work, now they have run out of money and trying to get back to work part time.
It's easy, and heartless, to think these generations, those in their 60s are the only pensioners, but my father, mother in law and several aunts who are now late 80s had none of that.
They grew up during the war, worked in conditions that frankly were appalling, raised families in slum conditions (and never in more than a three bed council house) worked until the official retirement age before retiring. Private pensions were not really introduced until they were well into their 40s.
This is what boils my blood when I cretins like you know who with thier claims of pensioners living in luxury.
Not just that it's being said, but like another discussion (or three) raging on these forums at the moment it's that these arguments are becoming in bedded and actually taking people away from the real issue.
Sorry for the length of the reply.